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Compliance & KYC Policy

Effective Date: August 2026

NOVA BANK is committed to maintaining strict legal adherence, anti-money laundering (AML) safeguards, and Know Your Customer (KYC) identity verification frameworks across all account operations.

1. Identity Verification Requirements

To comply with global regulatory standards, all registered users must complete account verification before initiating international transfers or accessing extended withdrawal thresholds. Verification requires submitting valid government-issued documentation, including:

2. Document Verification Workflow

Submitted identification assets undergo encrypted processing and manual review through the NOVA BANK Compliance Control Center. Verified accounts gain immediate access to global ledger operations, while rejected or incomplete documentation prompts automated compliance status notices.

3. Anti-Money Laundering (AML) Screening

All high-value wire transfers, cross-border deposits, and rapid ledger movements are automatically monitored for suspicious patterns. NOVA BANK reserves the right to hold, review, or flag transactions that require enhanced compliance evaluation.

4. Data Privacy & Encrypted Document Storage

KYC assets and personal identification images are stored within secure database buckets using enterprise-grade end-to-end encryption. Submitted files are strictly accessible by authorized compliance personnel for identity verification purposes.

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